WHAT IS YGRENE?
Ygrene offers an alternative way to finance energy-efficient and renewable energy upgrades for residential and commercial properties in California, Missouri and Florida. Depending on where your property is located, it may also be eligible for upgrades that help conserve water and protect against storm damage.
What is HFS Financing?
Getting a home improvement loan or swimming pool financing doesn’t have to be a complicated, time-consuming process. After many years of assisting homeowners obtain home improvement financing, the team at HFS Financial is your perfect home improvement financing partner. We know home improvement loans because that is all we do. That’s right, no car loans, no mortgages, no student loans. We do one thing and we do it better than anyone. Swimming pool and home improvement financing!
What is PACE?
Property Assessed Clean Energy (PACE) is affordable financing that allows property owners to pay for upgrades that increase energy efficiency, harness renewable energy, conserve water, and protect against storms
Is PACE a loan?
Despite some similarities, PACE isn’t a loan. PACE financing does provide you with upfront money which you have to repay over time (with a low interest rate). But because the financing is attached to the property and repaid through your property taxes, it’s classified as a property assessment instead of a loan.
Is PACE a government incentive or discount program?
No. PACE programs are made possible by state legislation and approved by local governments. However, PACE financing is not a government incentive or subsidy program.
What determines my eligibility for PACE?
PACE eligibility is based on a variety of factors, primarily the amount of equity you have in your home, your ability to repay the assessment, and your mortgage payment history.
How does HFS Financing work?
What type of loans?
Loans powered by HFS are personal loans , which means no equity = no problem. The loan options are based on your income and creditworthiness. Reinvent your bathroom, garage, or outdoor living areas with a fast funding home improvement loan. Our motto is: “You Dream It, We Finance It.”
Why HFS Financial?
HFS prides itself on being one of the only options that ensure the full funds are disbursed directly to the consumer so that YOU control the money and not the contractor. Why let the lender fund the contractor directly and have no control? That’s crazy! It’s your money and we believe you should be in control.
Step 1: Apply for a loan
Does not AFFECT your credit, get same day answers
Step 2: Speak to a loan consultant
Get instant loan answers OR speak with a loan consultant
Step 3: Provide Documentation
Securely upload some basic documents for loan verification
Step 4: Fund Your Loan
Most loans fund within 48 hours
ALL THE ADVANTAGES WITH USING YGRENE AS YOUR FINANCING OPTION
Approval based primarily on equity and your ability to pay
Low, fixed interest rates ensure costs never fluctuate
A network of independent contractors vetted and authorized by Ygrene
Lower payment options thanks to lower rates and longer financing terms
Payment protection only issues final payment to the contractor once you’re satisfied
Easy repayments made with your annual property taxes
How does Ygrene Financing work?
FOLLOW STEPS 1-6 AS SHOWN BELOW
1
Check Eligibility
2
Get Approved
3
Choose a Contractor
4
Complete your Project
5
Ygrene pays the contractor for you
6
Pay financing anually through property taxes
